Bima Sakhi Yojana 2025 – Online Apply & Eligibility, Benefits

Government of India has launched a new scheme LIC Bima Sakhi Yojana 2025 for woman who is 10th pass. Application can now Online Apply or Check Eligibility Criteria & Benefits.

Scheme NameBima Sakhi Yojana 2025
BenefitsStipend & Job Opportunity
Launched Date09 December 2024
Launched ByNarendra Modi
BeneficiaryWoman
QualificationHSLC Passed
Stipend AmountRs.7000/- Per Month
SalaryStipend + Commission
Application ModeOnline
Start Date09 December 2024
Last DateNot Applicable

Bima Sakhi Yojana Scheme 2025

Bima Sakhi Yojana initiative launched by Prime Minister Narendra Modi under the Government of India . This scheme aims to provide rural women with comprehensive insurance training and employment opportunities with incentive of Rs.48,000/- in the 1st year, making them financially independent and self-reliant. Initially rolled out in Panipat, Haryana, on December 9, 2024, the scheme targets the development of female insurance agents, aptly called “Bima Sakhis.”

Related: Get Rs.2000 under PM Kisan

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Benefits of Bima Sakhi Yojana Scheme 2025

The primary goal of the Bima Sakhi Yojana is to

  • Training and Stipend: Women selected under the scheme will receive insurance-related training for a period of three years. During this period, they will also be provided with a monthly stipend:
    • First Year: ₹7,000 per month (Generate a First-Year Commission of ₹48,000 plus commission)
    • Second Year: ₹6,000 per month (subject to 65% policy retention from the first year)
    • Third Year: ₹5,000 per month (subject to 65% policy retention from the second year)
  • Financial Independence: The scheme provides women with a steady source of income and the opportunity to build a career in the insurance industry.
  • Skill Development: Comprehensive training equips women with the knowledge and skills to succeed as insurance agents.
  • Employment Opportunities: After training, women can work as Bima Sakhis or insurance Advisors, contributing to their communities.
  • Support for Rural Development: By promoting insurance awareness, the scheme helps secure financial stability in rural areas.

    The government aims to initially benefit 35,000 women through this scheme in the first phase, total 2 lakhs woman will be benefited in the later phases gradually expanding it nationwide.


    Bima Sakhi Yojana Eligibility Criteria

    • Age Requirement: Women must be between 18 and 70 years of age.
    • Educational Qualification: Minimum 10th standard pass.
    • Residency: Initially applicable to women residing in Haryana, with plans to extend the scheme nationwide.

    Bima Sakhi Job Duty or Goal

    To continue receiving the stipend, participants must meet specific performance goals

    • Sell a minimum of 24 insurance policies annually.
    • Sell 2 policies per months

    Who can not Apply in LIC Bima Sakhi Yojana?

    Certain individuals are not eligible for the scheme, including:

    • Relatives of existing LIC agents or employees.
    • Retired LIC employees or former agents seeking reappointment.
    • Existing LIC agents.

      Documents Required for Bima Sakhi Yojana

      Women interested in applying for the Bima Sakhi Yojana must submit the following documents:

      1. Aadhaar Card
      2. Proof of Age (self-attested copy)
      3. Address Proof (self-attested copy)
      4. Educational Qualification Certificate (self-attested copy)
      5. Passport-size Photograph
      6. Mobile Number linked with Aadhaar
      7. PAN Card
      8. Bank Account Details

      How to Apply in Bima Sakhi Yojana 2025?

      To apply for the Bima Sakhi Yojana, follow these steps:

      1. Visit the Official LIC Website: Go to the LIC portal or Scroll Down to Important Link section & check for Online Apply link.
      2. Fill Out the Application Form: Provide details such as name, age, education, and contact information.
      3. Submit the Form: Once all information is filled and documents are uploaded, submit the form online.
      4. Screening Process: LIC will screen applications and contact the candidates.
      5. Training Program: If selected, candidates will undergo a three-year training program covering insurance products, customer interaction, and LIC policies.

      Objectives of the Bima Sakhi Yojana

      1. Promote insurance awareness in rural communities.
      2. Empower rural women by offering them professional training and employment in the insurance sector.
      3. Boost women’s participation in the insurance industry, making them financially strong and self-sufficient.
      4. Provide economic opportunities for women to improve their livelihoods and those of their families.

      Important Link of Bima Sakhi Yojana

      Online Apply LinkClick Here
      Official NotificationClick Here
      Get Rs.2000 under PM KisanClick Here
      Official WebsiteClick Here

      FAQs of LIC Bima Sakhi Scheme 2025

      What is the Bima Sakhi Yojana?

      Bima Sakhi Yojana is a government scheme to train rural women as insurance agents and providing them with employment opportunities also woman will receive a amount of ₹48,000 / year from the government.

      Who can apply for the Bima Sakhi Yojana?

      Women aged between 18 and 70 years who have passed the 10th standard are eligible.

      What stipend is provided under the scheme?

      First Year: ₹7,000/month
      Second Year: ₹6,000/month
      Third Year: ₹5,000/month

      Where can women apply for this scheme?

      Applications can be submitted through the official LIC website.

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